Package of Cream Cheese softened

• butter or margarine • all-purpose flour • salad oil • pepper • bay leaf • thyme leaves • small white boiling onions, peeled • boneless beef rump roast or chuck roast • can regular strength beef broth and 1 can water • medium size turnips, peeled and quartered • medium size carrots, cut into 3-inch lengths

• oil • ground beef • green pepper, chopped • cans tomato sauce • salt • chili powder more if hotter • clove garlic, minced • chopped onion